Ethics Social Justice Essay

The ethical issues that were identified in the case study of Guerrilla Government in EPA’s Seattle Regional Office were cumbersome. The first of many to create unethical situations was the administrator of EPA’s Seattle regional office in 1981, John Spencer. His staff remembers his tenure for all the unethical actions he took such as using tax payer’s money to buy a membership for the EPA in the Chamber of Commerce (O’Leary, 2014 p. 48). His actions continued even after numerous attempts to advise him that his actions were against federal guidelines and caused serious conflict of interest questions. He also allegedly took several personal trips to Alaska to handle affairs related to his previous job on public expense. In addition, he requested as personal driver to take him to and from and requested modifications to the EPA office building without getting prior approval from the General Services Administration thus violating federal law (O’Leary, 20 14 p. 48-54). There was also unethical conduct displayed by Ernesta Barnes ‘successor, Robie Russell. In March of 1987, Russell made his unethical behavior known when the local media announced that a veteran engineer had quit his job due to being angry that he was being transferred involuntarily to another job. At that point, Russell began making decisions that had once been a group effort behind closed doors. Workers who were once performing analysis, were cut out of the decision making process. He was even believed to have removed important comments in reports before they were released to the public. He was also known to back out of his support for the development of oil in the Arctic National Wildlife Refuge and then recall that support later in a testimony to the U.S House of Representatives who were considering the proposal. He stated that â€Å"The EPA does not oppose the environmentally acceptable development of the Arctic National Wildlife Refuge†.

History of Life Insurance Essay

From the earliest days, Man has organized himself to control three main hazards, which confronted him, and still do. These hazards are: †¢ DYING TOO SOON †¢ LIVING TOO LONG †¢ BECOMING DISABLED Life Insurance originated and developed to reduce the impact of these hazards by grouping together with others and thus sharing the risk. The story of the origin of life insurance is very inspiring. The idea of guarding against risk is almost as old as mankind. We know that Joseph recommended storing grain during seven fat years in Egypt against the impending seven lean years. Centuries ago in England, little groups banded together into guilds and societies. Members of these guilds and societies by paying small sums were assured that a certain measure of relief would be given to their families if the breadwinner were taken away. In 1705, â€Å"The Amicable Society for a Perpetual Assistance Office† was founded and it became England’s first successful Life Insurance Company. One of the first records of life insurance was in Rome. The groups called Fratres (burial clubs) came together. These were set up by the poor to pay for the funerals of the members and to help the surviving family members financially. The middle ages had guilds for the various types of highly skilled labor. There are accounts that show that these guilds helped their members with various types of insurance including life insurance and disability insurance. Life insurance came into its own in England in the late1600’s and became popular from that time on. During this time period Lloyd’s of London was growing. Lloyd’s whose name came from Lloyd’s Coffee House where insurance was transacted by ship-owners with the underwriters (backers) who met to put together insurance contracts and other shipping and merchant related business. Some people think of insurance as gambling. It really isn’t gambling even though it has the similarities of probability and odds. Insurance serves a public good of sharing the financial risks of existence and life and death among many to serve those who have experienced a loss. The first life insurance company in the United States started in 1735. This company was started for the benefit of Presbyterian ministers’ families. The mutual life insurance companies originally dominated the life insurance. These are life insurance companies that are owned by the policyholders and thus those policy-owners receive their pro-rata share of the company’s profits. There are also stock life insurance companies where the profits are made for the benefit of the stockholders. Similar to the mutual life insurance companies are fraternal life insurance companies, which were started by the various fraternal orders to assist their members. Today the insurance business has evolved to a multi-faceted business with various programs and numerous distribution methods. The internet and the insurance industry is in its infancy with most insurance companies having a web site and now with web sites able to do life insurance. There are choices today that differ greatly from the choices of even a few years ago. The Internet has made information on life insurance accessible just as any subject. But you still need the right knowledge. That may come from a qualified insurance agent who knows their business or from a great life insurance or disability insurance web site that provides great information for you to study. Life Insurance as we know today, developed from these small beginnings into a gigantic industry, which gives people the security they need to maintain financial soundness, morale, and faith. Through war, inflation, deflation, depression, boom, panic, epidemic, and all kinds of catastrophes, life insurance gives the individual the solid financial footing needed to forge ahead as it is based on sound and scientific principles. Any other financial institution cannot approach its record of service. At the times when Banks failed by the hundreds and the investment companies went under, the Life Insurance Companies paid their dues in full and survived the turmoil. Life Insurance Companies have maintained an enviable record in the face of almost every conceivable trial. Life Insurance is truly INCOME INSURANCE; a new source of income replacing the earning power of the breadwinner if unfortunately he is taken away. It is in a sense, TIME, because it is money a person did not have time to accumulate; an estate that will complete the plans there was not time to finish. Life Insurance is sold not because someone may die, but because someone must live. If people die, the contracts, which the life insurance agent has sold, are LIFE for the survivors. If people live, the contracts are life for their old age. While people live, their contracts assure effective thrift and accumulation of funds and reserves for emergencies and for opportunities. It is an unsurpassed vehicle of savings; protection and growth, which has stood the test of time and given people the security they need to maintain financial soundness and peace of mind.

“Gift Of The Magi” And “The Necklace” Essay

The two short stories, â€Å"The gift of the Magi† written by O. Henry and â€Å"The necklace written by Guy de Maupassant are both composed of two young, beautiful women Mathilde and Della. Even though they are in different composed stories that have similar characteristics that convey throughout the story such as, they are both emotionally and financially depressed, have loving husbands, and both want to achieve something in an extreme manner. Throughout much the stories there similarities interact with each other, however there differences shine as strong as there will to survive through the depths of life. For example, Mathilde expresses her repetitive unappreciative remarks on life little pleasures. â€Å"She grieved over the shabbiness of her apartment, the dinginess of the walls, the worn-out appearance of the chairs, the ugliness of the draperies† is an example of recessive comments in which she complains that she should be treated like gold (de Maupassant 202). Her comments create the fact that her caliber of royalty should not be mistreated. Though she lives in a filthy cottage, which she calls home. Her emotions on life have gone in a realty world where she should be treated like a king. Her envies of better quality life style have turned into a disease, where she must have the finest jewels, tapestries in the world. Her cravings of excessive attention have made her gone into a state of addiction. Mme. Loisel was greedy, dishonest, and did not love her husband. She was a huge complainer who was always looking for attention, and often used people. In addition, Mathilde Loisel is a character that has much pride in her. It is her motivation to act throughout the story, and it is the key to her downfall. Mathilde downfall comes into place when she does not tell Mrs. Forrestier that she lost her necklace. Mathilde does not gush out confessions and prostrating herself while pleading for forgiveness, she takes the responsibility for her mistakes by replacing Mrs. Forrestier’s necklace. De Maupassant shows her qualities in the introduction, the incident, and the poverty she endures. At the beginning of the story Mathilde pride is so strong that she does not want to face reality. Reality meaning the husband she has and the small household she resumes in. So in order to reject reality she turns to her dreams in which she has the life of ease and riches. Pride comes to place when she is complaining to her husband  about the way hey live and how she deserves more than this. When they discover that they have been invited to a big party, she feels she must live up to her pride. Knowing without a doubt that they have no money, she wants to have a beautiful dress and along with the dress she gets a radiant necklace from Mrs. Forrestier. The incident in which Mathilde loses the necklace plays an active role in Mathlide’s pride. Mathilde refuses to endure embarrassment by telling Mrs. Forrestier that she lost her necklace, so she goes and replaces the necklace. Her pride will not let her stoop so low into apologizing, pleading for forgiveness for nothing, instead her pride tells her that she is capable of replacing the necklace, and so she does. Her pride dreadfully leads her into destitution lifestyle, something she is not most proud of. The reality of her life becomes more realistic than ever. She is plunged into poverty, and drudgery that will take away her prized youth and beauty, never to return, but yet she still has her pride. At the end after all the debts are all paid, she sees Mrs. Forrestier, who by the way does not recognize her, tells her about the incident and what she had to do to pay the money, and discovers that the necklace was nothing more than a fake. Mathilde is a character that has a pride so strong that she doesn’t notice until her pride hits her with retribution, by leading her to poverty. She sees her responsibility for losing the necklace, and she had enough sense of self-sacrifice to pay for restoring it. She sacrifices â€Å"with pride† not only her position, but also her youth and beauty. Pride plays a crucial role in Mathilde life, role that stands strong and proud, but yet its so crucial that it drives Mathlide’s fate. Furthermore, Mathilde had begun to change. Physically, â€Å"she had become the strong, hard, rude, woman of poor households. † (209). But also there was a change on the inside, too. Sometimes she still sat and thought about her moment of glory and then thought about what her life would have been like if she would have never lost the necklace. She realized that her selfishness and desire to be â€Å"on top† had caused her to experience the major down fall that she did. She also realized that she was at rock bottom now, her and her husband both, and she had put them there. A Mathilde dream of unattainable wealth and comfort yet, fails to see that her dream life ends up harming her real life. Maupassant does and excellent job of showing the transformation of Mathilde’s character from a person who is selfish and ungrateful to a person who realizes that  her mistakes and pays for it the rest of her life. Even though the story is fiction, Maupassant has made it believable and lifelike. Someone reading this story could benefit greatly from it. We all must deal with selfishness at some point in our lives. W hy not learn from other people’s mistakes, fiction or not. On the other hand, Della is a thoughtful person, sacrificed their most prized possessions for one another. They did this in order to buy each other nice Christmas presents. Della’s most prized possession was her beautiful hair that she cut off and sold for the money. For example, she uses her time and patience to give a thoughtful present to her loving husband. She is very much appreciative of her husband and is willing to accept him as her confidence and with this time of financial depression she uses him as a guide through the dark times and does not complain at all (203-204). Also, Della does the imaginable by cutting her long, beautiful hair to please her husband so that he can have a Christmas to remember (203). She is a person who will not let a little downfall get in her way for her husband and her to a have a wonderful and joyous celebration. She a not a selfish person, instead she is magnanimous, and considerate to the fullest extent. Even though her beauty is lost, she gained love and compassionate feeling from her husband, and it what counts more than gifts. Finally, Della is chivalrous and an honorable being. Instead uses all her might and strength to create the best Christmas ever. Lately, she is much deprived of many of her daily things, however her cutting her hair makes her to care for her husband more than she cares for herself. She would rather have her husband have a Merry Christmas, likewise for the husband. In conclusion, the short stories, â€Å"The Gift of the Magi† and â€Å"The Necklace†, deal with two women’s struggles to make someone else happy and how fulfilling your own wants can hurt you. The difference between these stories is how when push came to shove, the way the characters chose to spend their money. These two interesting and ironic stories revolve around one main character. They both try to make their lives or someone else’s life better by using money.

Statement of Ethics Issue

Oct 20 2012 Oct 20 2012 ACCT 3121 Instructor: Ms. Julie Chenier ACCT 3121 Instructor: Ms. Julie Chenier | Written Assignment| | Student: Yichen Chen| | Written Assignment| | Student: Yichen Chen| To: Manufacturing Manager From: Becky Knauer Date: Oct 20 2012 Subject: Action of Ethnic Issue for Mueller Imports Dear Officer, My name is Becky Knauer, the new controller in Mueller Imports. Being selected as an experienced automotive professional to join such a huge management team, I aim at using my objective view and competency in addition to all available sources to best assist the organization.Recently, while managing the financial statement, I realized there are several transactions that are susceptible for ethical issue. A $5000 monthly invoice billed from the jeweler was personally approved as â€Å"selling expense† by the company’s owner Frank Mueller. My investigation exposes that the red flag involves significant fraud: 1. The periodic watch offering to regional sa les managers and other sales exclusives indicates the bribery. By receiving expensive rewards from Mr.Mueller, sales exclusives give biased car distribution to dealers. 2. The invoice billed by a local jeweler reveals the probability of collusion. Because the watch seller does not bill the transaction as a regular sale but explained it as a â€Å"miscellaneous service†, the jeweler has the high incentive to set the underground agreement with Frank Mueller. I suspect the indirect service charge conceals this fact. 3. The false financial statements presented by Mr.Mueller reveal the misrepresentation. Mueller’s action violates the policy of segregation of duties by overriding his right to authorize the controllable cost. His statement of this expenditure â€Å"selling expense† overstates the expense and understates the net income as well. He indirectly gains comparative advantages from the transaction called into question. Frankly, in the supply shortage market, t he substantial sale and high profit goal are pushing the upper level management into a dilemma.It seems that the fraud is initiated by the owner Frank Mueller, regional sales managers, and other involved exclusives, trying to gain personal interests by committing the fraud. Even though the outstanding sales can bring in large profits for Mueller Imports in the short term, the significant performance will be reevaluated and disclosed to the public. Consequently, all individuals within the organization and third parties committing to fraud will receive their deserved penalties.In addition, if Mueller Imports announces bankruptcy, employees who are innocent from the fraudulent activities will also suffer unemployment. According to Tom York (Segregation of Duties, 22), engaging in corrupt practices creates a very unfavorable business environment by encouraging unfair advantage and anti-competitive practices. As a controller within the company, I have the right to establish the monitorin g plans for internal controls to ensure that funds are expended and recorded appropriately on the financial report (Controller Job Description, 10).Referring to the IMA’s Statement of Ethical Professional Practice, the issue should be discussed with the higher level of supervisor or management who is not involved in the issue. Since the fraud is committed by the the top level of the organization, it is inappropriate to submit the issue to any level within the organization. However, it is impractical to hands-off because the activity of committing to the fraud which violate the code of ethnic. If I do nothing, I will be drawn into the concealment of fact as well.As far as I am concerned, it is not wise to fight the unethical issue with the upper level management, nor do I want to build a hostile relationship with the people of Mueller Imports. The most viable actions are: 1. Gather enough potential fraudulent statements, 2. Take an investigation of sale managers’ life a ctivities 3. Carefully evaluate the control system. After gathering substantial evidence, I would like to initiate a confidential discussion with you as well as the IMA ethnic advisors.In accordance with code of ethics (IMA Statement of Ethical professional Practice, Page 1), I will provide objective information and concerns to the appropriate business associates in the confidential manner. Following the guidance of the code of ethics, I want to utilize my professional skills supported by the appropriate authority to address the issue. Your responses and concerns will be very important to deal with the issue. I hope it can be solved in a professional manner resulting the in the car market returning to a fair and healthy state in the long run.I am looking forward to hearing from you. Sincerely, Becky Knauer Work Cited: Controller / Business Manager Job Description The Association for Accountant and Financial Professionals in Business, IMA Statement of Ethical Professional Practice, York, Tom, Segregation of Duties, UNC Charlotte,

Japan's Soft Power in Australia Research Paper Example | Topics and Well Written Essays - 2000 words

Japan's Soft Power in Australia - Research Paper Example Significant points will be highlighted all through the research proposal. Several research questions will further help in enlightening the concept of Soft Power and how useful it can be for a country. The concept of Soft Power has been recently coined and it can change the fortune of a country within literally no time, Japan has benefitted a lot from their Soft Power in Australia. The healthy cooperation between the two countries is a very healthy and mutually dependent partnership. Japan is also competing with the likes of Korea and China for Asian supremacy and it is high time for them to grow by leaps and bounds in order to beat the competition presented by their rivals. This research is very significant because outlines the fact that hard power no longer works effectively and in order to maximize the gain this concept of Soft Power has been introduced. This proposal will mainly deal with intriguing questions that will throw light upon this delicate concept and how this is being made use of by several countries in order to establish themselves globally. The bonding between Japan and Australia is very evident and the two countries share a great relationship be it in business or for that matter any other field. These two nations have brought in a real revolution and the chemistry that they share has been named as a "Core" relationship by people who have taken a conspicuous notice of the relationship between the two countries. This core relationship is very enticing because it guarantees safety; the level of safety is much higher when compared to any other Asian nation. This paper will expansively present Japan's soft power in Australia; in addition to this the paper will also throw light upon Japanese cultural, economic and political influence to Australia and ideology especially after World War Two. There is a very healthy interdependence between Australia and Japan, Australia plays a pivotal role in equipping Japan with necessary resources and energy security. 22 % of Japan's energy needs are taken care of by Australia. This interdependence is extremely important for both countries in order to maintain a healthy relationship with all the other countries located in and around the vicinity. "Former Western Australian premier Geoff Gallop, now an academic at Murdoch University, made exactly this point: "Our growing links to China and India [should be] put into the context of our long-term and still developing partnerships with Japan. In all of our thinking about Asian engagement we cannot ignore the strength of our links to Japan. We share democratic values, face similar demographic and social challenges, and have many interests in common in respect of regional and international issues." (Beyond the Mainstream) Methodology This research will employ the methodology of research; main focus will be on the statistics and facts. How Japan and Australia have benefitted out of this relationship will be proved by the help of several examples and most importantly focus will also be on what it takes to establish Soft Power in another country and what problems the same is capable of creating. Japan's economic political and other important aspects are pivotal and they will be taken into account in this research. The resurgence of Japan

Assassination Essay Example | Topics and Well Written Essays - 250 words

Assassination - Essay Example Other incidents include unauthorized airplanes passing over the White House and in given situation, an aircraft crashing into the house. Plans to utilize planes seem most application for the assassins since the ground is somehow well guarded and the only place they can reach the presidents is using the planes to strike the White House. Other characteristics of assassinsare the use of threats, comprising armed assaults and bombings, dreaded kidnaping and captive-taking, assassination plots, alongside direct, strikes on the presidents (Jost & Sidanius 78). On the other hand, some assassins sometimes form organized groups that take part of some regions in opposition to the president’s leadership or just greed for power. Such incidences occur regular accompanied by kidnapping of children while on vacation like the incident of President Cleveland. Another example is the September 11, 2001 where the attackers used different planes to strike different buildings (Jost & Sidanius 123). The three categories of motivations for Non-Presidential assassinations depend on some objectives but not all of them possess the past US model. The categories are based on assassinations as a way through which politicalelite replaces the existing government without influencing systemic or usualchange. The second category is those with reasons to harm the legality of controlling the elite and influencing the system or ideological amendments and lastly categorized based on propaganda of encouraging ideology (Jost & Sidanius

Quality Management and SMS Essay Example | Topics and Well Written Essays - 500 words

Quality Management and SMS - Essay Example development of technologies capable of identifying microbial organisms, modernization in packaging of foods and increased awareness on microbiology education to the general public. In conjunction with principles of quality control, these issues should be addressed (Besterfield, 2004). Food poisoning is a result of poor handling of food stuffs by either the customers or employees in an organization. With the rise in food poisoning in the world, food processing organizations have stipulated mechanisms to curb this menace and ensure customer safety. Suppliers are graded and assessed to determine the quality of products they deliver to the plant for processing. This is a supplier manufacturer principle, which depicts that suppliers must be trustworthy and able to deliver quality and cost effective products (Hutter, 2011). Principle of customer focus; this relates to the customer needs and wants. A customer will basically want to consume safe and healthy food. As a manager, there should be concentration on ensuring that the customer is always safe from infections. Packaging of the food is very important since it is what depicts and demonstrates how important and secure the customers feel. Consumer protection authorities also play an important role in the company; often times they come at intervals and check on the processing plants this tends to cement on the work of the operation controller (Besterfield, 2004). Process approach; a serine and performing company will opt to efficiency and effectiveness. The wastes in the company should be properly deposited to avoid breeding grounds for micro-organisms which may in turn be harmful and infectious. Take a case of a cake bakery, the bakery has to ensure that it maintains cleanliness by ensuring that any wastes that may be experienced is dumped in the right place (Hutter, 2011). Continual improvement techniques will help see the company operate in an efficient and clean environment. Machines in a food processing plant